Terms of Service

1. How the site is provided

All pages are free, purely static: tools run locally in your browser, with no sign-up and no payment. The site is provided “as is”, with no guarantee of continuous availability — pages may be moved, merged or removed for maintenance or business reasons.

2. What you may do

• Use every tool and reference table freely, including for commercial work products (formatted data, generated passwords, looked-up codes and the like).
• Share links to individual pages.
• Quote our original explanatory text with attribution and a link back to the source page.

3. What you may not do

• No interference with the site: abusive scraping rates, impersonating the site, or republishing a full mirror of it.
• Do not obscure, tamper with, or programmatically induce clicks on our ads — such behaviour violates ad-network policy and undermines the site staying free.
• Do not use the tools to carry out unlawful or infringing acts, or treat results as a basis for them.

4. No warranty and disclaimers

• Tool results: computation happens locally in your browser; we aim for correctness but give no warranty. Financial, tax, insurance, legal and medical outputs are reference figures and do not constitute professional advice — verify with official channels before acting.
• Factual data: rates, market and holiday data carry an “as of” date and a primary source; they can be stale or wrong. We are not liable for decisions made from them.
• Indirect loss: to the extent permitted by law, we are not liable for indirect, incidental or consequential loss arising from use of, or inability to use, the site.

5. Third-party links and ads

Pages may link to third-party sites (curated bookmarks, source citations) and display ads. Third-party content is the responsibility of its own provider and is not endorsed by us.

6. Privacy

Using the site is also governed by our Privacy Policy: what you type into a tool never leaves your browser.

7. Changes to these terms

These terms may be updated from time to time; the version published on this page takes effect when posted, without individual notice. Continued use means you accept it. The footer shows the last-updated date.

8. Contact

Questions about these terms? Reach the maintainer via the contact page.

Last updated: 2026-09-29